Flood insurance pays policyholders even if there is no federal disaster declaration. Talk to an insurance agent about qualifying for lower-cost Preferred Risk Policy rates, available in the moderate- to-low-risk flood zones. Luckily, flood insurance is beneficial and affordable. Most homeowners insurance does not cover flood damage.
The smartest way to protect your property from flood damage is to buy flood insurance. Visit these webpages for more information: It’s important to understand that all flood zones have some flood risk, in fact almost 40% of NFIP flood insurance claims in the past five years come from moderate to low-risk flood areas. Moderate- to low-risk flood areas begin with letter B, C or X. High-risk flood areas, called Special Flood Hazard areas, begin with letter A and V. Understand Your Potential Flood Risk Near Your Home:īegin by viewing the current and any proposed or pending flood maps for your area at FEMA’s Map Service Center or the LSU Ag Center Flood Maps Portal. Take immediate precautions to protect life and property. Flash Flood Warning means sudden and violent flood is occurring or is imminent in a specified area.Flood Warning means flooding is occurring or is imminent in a specified area.Be alert and prepared for a flood emergency. Flood Watch means it is possible that flooding will occur in a specified area.Here are a few steps you and your family can take: Take steps now to protect your home, family, and financial security throughout the year, and take extra precautions when flooding is imminent in your area. The state being at the foot of the Mississippi River makes flooding a clear and present danger, especially in the spring. In Louisiana, as in most of the country, floods are the most common and diverse natural hazards.
#LSUAG FLOOD MAPS HOW TO#
Flooding can occur anywhere throughout the state, so it is important for Louisiana residents to assess their flood risk, prepare and practice response plans, and learn from past floods. Know how to protect yourself, your family and your home before flooding occurs.
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